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Rates and Terms are based on credit history, loan-to-value (LTV), occupancy, payment type, loan purpose and loan amount. Validation of these items are required as part of the loan process. Rates quoted above require a 1% Loan Origination. That fee may be waived for a .5% increase to the quoted rate. Rates above reflect a .75% discount point. For loans with a loan-to-value (LTV) greater than 80% will require Mortgage insurance.
